Industry Pain Points
The People's Bank of China and the China Banking and Insurance Regulatory Commission have very strict requirements on the stamp management and document submission of financial institutions. Most institutions have adopted a combination of intelligent stamp control devices and electronic stamps, which can handle certain stamp use scenarios, but there are still management issues with high-frequency, large-batch use of stamps and external-use stamp scenarios.
High Security
Due to the involvement of major national asset security, the financial industry places great emphasis on seal security. For example, establishing dedicated seal storage rooms, using advanced anti-counterfeiting technologies, and implementing strict approval and registration processes for seal usage to ensure seal security.
High Informationization
The core business systems of the financial industry, such as deposits, loans, payment settlements, and foreign exchange transactions, have fully realized digital processing. Moreover, these systems are mostly in a trusted IT environment.
High Standardization
Financial institutions must strictly comply with national laws and regulations, as well as the rules of financial regulatory bodies and internal institutional regulations regarding seal management.
High Collaboration
Seal management involves multiple departments and positions, requiring close collaboration and cooperation between departments. For example, in the counter business scenario, it often involves dual verification by tellers and managers.
Strict Risk Control
Financial industry seal management emphasizes strict risk control. Institutions regularly inspect and audit seal usage, promptly identifying and correcting existing issues and risk points.
